Does comprehensive insurance cover hydroplaning?

Does comprehensive insurance cover hydroplaning?

This coverage could help if you unfortunately hit someone else’s vehicle or someone were to hit you, hydroplaning or for a large number of other circumstances as well. Comprehensive coverage offers protection for any vehicle damage not from a collision, if your car is damaged.

Does car insurance cover at fault accidents?

Your insurer will work with the other party’s insurance to determine who was at fault, and how much of the damage insurance will cover. Even if you’re determined to be at fault, your collision coverage will still cover damage to your own vehicle.

Is hydroplaning considered an accident?

You might be surprised to learn that it’s not snow or ice, but simply wet pavement. In fact, 70% of weather-related car crashes are a direct result of wet pavement, which can cause your car to skid out of control. This is also known as hydroplaning. But remember, if your car hydroplanes, it’s not your fault!

What can cause a no fault hydroplaning accident?

No-Fault Hydroplaning Accidents. Hydroplaning, which happens when your car, motorcycle, or truck tires become separated from the road surface by a layer of water, can be caused by excessive speed or poor tire tread. However, in many cases, hydroplaning is caused by something completely out of a driver’s control – road defects.

Can a mechanic be held responsible for a hydroplane accident?

During this safety inspection, mechanics visually test a car’s tires and measure the tread to ensure they’re deep enough. However, if an inspector neglects to flag an unsafe tire, they could be held responsible for a hydroplaning accident. Along those same lines, defective tires or poorly manufactured tires can cause a vehicle to hydroplane.

What to do when your car is hydroplaning?

Turn the wheel. When you feel the car begin to slide, turn the steering wheel in the direction that your car is hydroplaning to counteract the loss of control. This improves the wheel’s ability to regain traction. Stop speeding. Gently lift your foot off the accelerator to gradually reduce your speed.

Why do you get hydroplaning when your tires are under inflated?

Tire pressure is one of the leading causes of hydroplaning because it impacts how much contact your tires have with the road. When tires are under-inflated, they are less likely to grip and hold the road, instead allowing for water to come in between. That increases your chances of hydroplaning.