What do I need to sell health insurance in Florida?
These are the steps to earning your insurance license in Florida.
- Step 1: Complete the Florida Prelicensing Education.
- Step 2: Submit the Florida License Application.
- Step 3: Complete Fingerprinting and Background Check.
- Step 4: Prepare and Sit for the Insurance Licensing Exam.
- Step 5: Pass License Application Review.
What license do I need to sell Medicare insurance in Florida?
The 2-15 agents license allows an agent to sell all forms of Life Insurance, Health Insurance, Medicare Supplement, HMO, Home Health Care, Managed Care and Long Term Care policies in Florida. Licensed agents may also sell Fixed Annuities.
What are the training requirements for insurance producers who want to sell long term care insurance?
LONG TERM CARE TRAINING: Before a Producer can sell or solicit Long Term Care Insurance they must be a licensed Accident and Health Producer. Further, they must complete an initial 8 hours of state approved Long Term Care Training. Producers must then complete an 8-hour ongoing training requirement.
How hard is the Florida life insurance exam?
You must get 105 questions correct to pass. The 2-14 Florida Life (Including Annuities & Variable Contracts) Agent License exam is 100 questions. 80 questions are scored, while 15 questions are “pretest” or unscored questions.
How much does AHIP training cost?
The AHIP certification costs $175; however, many carriers offer a discounted rate of $125, if you log in through their own portals.
Do you need a license to sell long term care insurance?
There are other states like NC, that require a health license and a special long term care certificate with your health insurance license. It is always a good idea to check your resident state’s DOI website for specific requirements.
What kind of license do you need to sell life insurance?
For example, in some states you can choose to apply for a license to sell only life insurance, or you can apply for a more comprehensive license that covers health, accident, and life insurance. The table below lays out insurance agent license requirements by state, including training, exam, and fingerprinting requirements.
Why do you need a life insurance license?
A life and health insurance license enables you to sell these life insurance products, plus policies that provide protection for medical expenses, loss of income due to a disability, and the need for long-term care.
What are the requirements for an insurance agent license?
No fingerprinting or background check required, but applicant must provide two forms of identification at exam 20 hours for life; accident, health and sickness; property; casualty; and personal lines 50 hours for life, accident and health, property, casualty, property and casualty, and personal lines