What do you do if you mess up a check?
If you’ve made a mistake when writing a check, it’s usually safest just to void the check and start a new one. If this isn’t an option or your mistake is fixable, draw a neat line through your mistake and write the correction right above it. Initial your correction to help authenticate it.
Can you verify funds on a personal check?
To verify a check, you need to contact the bank that the money is coming from. Find the bank name on the front of the check. Search for the bank online and visit the bank’s official site to get a phone number for customer service. Tell the customer service representative that you’d like to verify a check you received.
How do you get white out off of a check?
Squirt a little liquid dish soap on a dry paper towel. Any liquid soap will work for this, but dish soap is especially good at breaking down stains like white-out.
How long does it take to verify a personal check?
Some banks can clear them faster. Here’s how long it generally takes for a check to clear: Usually within two business days for personal checks; up to seven for some accounts. Usually one business day for government and cashier’s checks and checks from the same bank that holds your account.
How long is a personal check good for?
Personal, business, and payroll checks are good for 6 months (180 days). Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.
Can I white out my address on a check?
Do not use white-out on a check. Fraudulent checks are a serious issue for banks, so they’re on the lookout for suspicious behavior. There are ways to correct a mistaken check in some cases. However, white-out should never be used.
Does it matter if your name is misspelled on a check?
When someone writes you a check with your name misspelled, it is not automatically void. The Uniform Commercial Code contains provisions that allow you to cash or deposit a check with misspellings, a wrong name and other identification errors.