What is a credit score of 686 considered?

What is a credit score of 686 considered?

Good
A 686 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 686 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Is cibil score 686 good?

Credit score is the credit rating issued by CIBIL™ ranging from 300 to 900. It is one of the eligibility factors on which the lenders determine the loan eligibility of a person and the amount of loan that can be sanctioned by the lender. Ideally, having a credit score of 750+ is considered good for your loan prospects.

Can I buy a car with a 686 credit score?

A credit score of 660 or up should get you a car loan at a good interest rate, and lower scores can still qualify. But a higher score will almost certainly get you a lower interest rate on the loan. A target credit score of 660 or above should get you a car loan with an interest rate around 6% or below.

Can I buy a house with 686 credit score?

Credit mix can influence up to 10% of your FICO® Score. 44% Individuals with a 686 FICO® Score have credit portfolios that include auto loan and 27% have a mortgage loan.

Can I buy a house with a 685 credit score?

Getting a mortgage and home loan with a 685 credit score shouldn’t be very difficult. Your current score is a mid-to-high credit rating. The #1 way to get a home loan with a 685 score is to complete minimal credit repair, and simply apply and wait for approval.

Can I buy a car with 688 credit score?

A 688 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 688 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Can I buy a house with a 708 credit score?

A 708 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.