What percentage of the population has a credit score over 830?
According to FICO’s credit blog, about 18 percent of the population has a FICO credit score between 800 to 850, but the highest credit score I’ve heard of is 830 (feel free to post yours below). A little over 25 percent of the population has a credit score below 600.
What percentage of the population has a credit score over 850?
1.6%
Only about 1.6% of the U.S. population with a credit score has a perfect 850, according to FICO’s most recent statistics.
How does someone maintain a 850 credit score?
Yes. An Experian study found that as of 2019, 1.2% of all credit-holding Americans had a FICO score of 850. A perfect score generally requires years of exemplary financial behavior, like making on-time payments, keeping a low credit utilization ratio, and maintaining a long history of credit accounts.
Is it good to have a FICO score of 837?
A FICO ® Score of 837 is an accomplishment built up over time. It takes discipline and consistency to build up an Exceptional credit score. Additional care and attention can help you keep hang on to it.
What’s the utilization rate for a credit score of 837?
An 837 FICO ® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850. Among consumers with FICO ® credit scores of 837, the average utilization rate is 5.8%.
Is it possible to get a credit score of 832?
An 832 FICO ® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.
What are the FICO 8 and 9 credit scores?
FICO® 8 and 9 consumer score ranges Credit score ranges Rating 300–579 Poor 580–669 Fair 670–739 Good 740–799 Very good