Can I be on my boyfriends health insurance if we are not married?

Can I be on my boyfriends health insurance if we are not married?

Most insurance companies allow unmarried couples to combine coverage—and thereby get discounts and other valuable benefits. But again, not all insurance agents or companies will offer these benefits to an unmarried couple.

Can you add a boyfriend or girlfriend to your health insurance?

Non-Married Couples and Shared Health Insurance If you are “only” dating someone, your relationship is not legally binding. Therefore, you cannot add your boyfriend or girlfriend to your policy; but, there is an option available that would allow your partner to be covered by your health insurance.

Can I cover my girlfriend on my health insurance?

Since there is no legal financial obligation between yourself and your girlfriend, she cannot be added to most health insurance policies. Even if the law does not recognize common law marriage, you may be able to add your girlfriend as a domestic partner if your health insurer allows.

Can a boyfriend be covered under a girlfriend’s health insurance?

As previously mentioned, boyfriends or girlfriends are not eligible for coverage on their partner’s policies as a general rule. However, if a couple has been together for a long time, they may be considered to be common-law married. This law states that a couple is legally married even if they have not applied for marriage licenses themselves.

Do you have to be a domestic partner to get health insurance for Your Girlfriend?

One question that can play a vital role in whether you can cover your girlfriend is whether your relationship meets the requirements of a domestic partnership. Generally to qualify as domestic partners you must have lived together for at least six months and plan to continue living together indefinitely.

Can you get health insurance if you are only dating someone?

As such, married couples are legally permitted to receive coverage from their spouse’s health insurance provider. Unfortunately, however, the same rules do not apply to non-married couples. If you are “only” dating someone, your relationship is not legally binding.

Can a unmarried couple have the same health plan?

According to Colleen King, CEO of Colleen King Insurance Agency in Los Angeles, some individual health insurance plans will allow unmarried couples to be on the same plan, along with any legal dependents, if they are all living together or there’s a court order for the one partner to provide insurance for their child.